Does Homeowners Insurance Cover Roof Damage?

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What’s Typically Covered:

  • Sudden storm damage
  • Hail or wind damage
  • Falling tree limbs
  • Fire or vandalism

What’s Not Covered:

  • Age-related wear and tear
  • Improper installation
  • Lack of maintenance

Filing a Claim:

  1. Schedule a professional inspection
  2. Take clear photos
  3. Contact your insurance provider
  4. Let us work directly with your adjuster to maximize your claim

Tip: Don’t wait—most policies have a time limit on filing after a storm event.